Personalized Wealth Management for Financial Clarity, Peace of Mind, Fulfillment, Well-Being, Confidence, Wealth of Life

A long-term client sought our help for their son, a major automobile company employee with substantial stock holdings. His dream was to retire early, but the concentrated stock risk posed a challenge. Collaborating closely, we analyzed his portfolio, devised a plan, and coordinated with his CPA for tax considerations. Relocating was part of the strategy. With our guidance, he's now confidently on track for an early retirement, benefiting from a diversified portfolio and ongoing support.

Amid rising interest rates, we aided two families in securing lower mortgage rates and costs. Leveraging our Schwab-Rocket Mortgage connection, we expedited the onboarding process, ensuring seamless transitions to Charles Schwab. Our team's dedication ensured timely home purchases, saving our clients substantial funds. We helped them achieve their dream home within budget and on schedule.

In a client review, we uncovered two unnecessary life insurance policies, posing a potential $50,000 taxable income. Understanding the client's philanthropic aims, we assisted in setting up a donor-advised fund. By donating the policies, the client secured a $60,000 tax deduction and facilitated tax-free growth for future contributions. This fund not only fosters community giving but also leaves a meaningful legacy for their family and community.

Upon engaging a new client, we found six scattered 401k plans across various employers and custodians. Fearing retirement uncertainty and lack of personalized care, we collaborated with the client and custodians to comprehend their services. A comprehensive summary, tailored suggestions, and consolidation efforts followed, resulting in the client's restored peace of mind and a brighter financial outlook.

We had a referred client with multiple accounts across different banks and custodians, including inherited assets from his late brother. Our primary focus was to streamline the accounts and ensure a seamless process, considering the sensitivity of his brother's passing. We diligently assisted him by opening accounts and coordinating with external custodians to navigate asset transfers and consolidation. Our ultimate goal was to provide him with financial peace of mind, allowing him to manage his finances more effectively.